PayPal Fee Calculator
PayPal charges 2.9% + 30p for UK domestic transactions. Enter an amount to see the exact fee, or use the reverse calculator to find out how much to charge.
How much will PayPal take from your payment? Whether you are selling products, invoicing clients, or receiving money, PayPal charges a fee on every transaction.
Use this calculator to see the exact fee for any amount — or work backwards to find out how much to charge so you receive the amount you need after fees.
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What this calculator does
This calculator shows the PayPal fee for any transaction amount, including the net amount you receive. It also has a reverse mode where you enter the amount you want to receive, and it tells you how much to charge.
Who it is for
Freelancers, small business owners, online sellers, and anyone receiving payments through PayPal who needs to understand or account for transaction fees.
How to use it
Enter the payment amount. To find out how much to charge to receive a specific amount, tick the ‘I want to receive this exact amount’ option. For international payments, tick the international transaction option.
How the calculation works
PayPal’s standard UK domestic fee is 2.9% + £0.30 per transaction. International fees are 4.99% + £0.30. The reverse calculation uses the formula: gross = (desired amount + fixed fee) / (1 - percentage rate).
Worked example
You invoice a UK client for £100: Fee = (£100 × 2.9%) + £0.30 = £3.20. You receive £96.80. To receive exactly £100, charge £103.40.
Assumptions and limitations
- Uses PayPal’s standard UK commercial rates as of 2025
- Rates may differ for micropayments, charity transactions, or negotiated rates
- Currency conversion fees are not included for international payments
- PayPal may change their fee structure — always verify at paypal.com
Frequently asked questions
How much does PayPal charge per transaction?
For standard UK domestic commercial transactions, PayPal charges 2.9% of the transaction amount plus a fixed fee of £0.30. International transactions are 4.99% + £0.30.
How much should I charge to receive £100 after PayPal fees?
To receive exactly £100 after a domestic PayPal fee, you should charge £103.40. Use the ‘receive’ mode in this calculator for any amount.
Are PayPal fees tax deductible?
Yes, PayPal fees are a legitimate business expense and can be deducted from your taxable profits if you are self-employed or running a business.
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Sources and references
PayPal UK Merchant Fees (https://www.paypal.com/uk/webapps/mpp/merchant-fees)
Last updated
Last reviewed: 2025-04-10.